Be S.M.A.R.T. In The New Year!

The New Year is just a few days away. Instead of making resolutions that are big and broad without any details, make New Year’s Goals that are S.M.A.R.T.


S.M.A.R.T. Goals are:






When you set a big hairy audacious goal, it can be overwhelming. However, if you create a S.M.A.R.T. goal, then you will have a plan to achieve it.

Here’s a couple of examples:

Big Hairy Audacious Goal: Get Out Of Debt

S.M.A.R.T. Goal:  Pay off $2,000 credit card debit in 10 months by saving $100 from each paycheck (2 paychecks per month = $200 saved per month).

What actions must I do to save $200 per month?

                    Pack my lunch instead of eating out

                    Make my own morning coffee instead of going through the drive-thru

                    Wear the...

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